2023 SUBMISSIONS
- Securing Australians’ Superannuation
Treasury
14 November 2023 - Exposure Draft – Treasury Laws Amendment (Better Targeted Superannuation Concessions) Bill 2023
Superannuation Tax Unit
18 October 2023 - Review of the regulatory framework for managed investment schemes
Treasury
3 October 2023 - PwC Response – Tax Practitioners Board Reforms, Information Sharing and Whistleblower Protections
Treasury
4 October 2023 - Legislating the Objective of Superannuation
Treasury
29 September 2023 - Proposed extension of design and distribution obligations instrument
Australian Law Reform Commission
25 August 2023 - Draft Financial System and Regulator Metrics Framework
Treasury
1 August 2023 - Financial Services Legislation – Interim Report C (“Interim Report C”)
Australian Law Reform Commission
1 August 2023 - Modernising Australia’s AML/CTF regime and introducing Tranche 2
Attorney-General’s Department
16 June 2023 - Consultation on proposed amendments to AFCA Rules and Operational Guidelines
AFCA
22 May 2023 - “Experienced provider” pathway and technical amendments Submission
Treasury
3 May 2023 - Superannuation Performance Test Regulations 2023
Treasury
2 May 2023 - Better targeted superannuation concessions
Treasury
17 April 2023 - Treasury Laws Amendment (2023 Measure No.1) Bill 2023
Senate Standing Committees on Economics Legislation
6 April 2023 - Draft Australian Skills Classification occupation profiles
Department of Employment and Workplace Relations
1 March 2023 - Inquiry into capability of ASIC
Senate Economics Committee
28 February 2023 - Non-arm’s length expense rules for superannuation funds
Treasury
21 February 2023 - New thinking on professional development (CPD)
NSW Productivity Commission
17 February 2023 - 2023-24 Pre-Budget Submission
Treasury
27 January 2023
2022 SUBMISSIONS
- Australian Law Reform Commissions Review of the Legislative Framework for Corporations and Financial Services Regulation – Interim Report B
ALRC
30 Nov 2022 - Quality of Advice Review – Conflicted Remuneration Submission
Treasury
14 Nov 2022 - ASIC Industry Funding Model Submission
Treasury
8 Nov 2022 - Your Future Your Super Review
Treasury
14 October 2022 - Exposure Draft Corporations Amendments (CSLR) Regulations 2022
Treasury
7 October 2022 - Submission to the Senate Economics Legislation Committee Inquiry into Financial Services Compensation Scheme of Last Resort Levy Bill 2022
- Quality of Advice Review Proposals Paper
Quality of Advice Review (Treasury)
26 September - Financial Adviser Education Standards
Treasury
20 September - Improving Corporations and Financial Services Law / Rationalisation of Ending ASIC Instrument Measures
Treasury
6 September 2022 - Pre-Budget Submission (October 2022 Federal Budget)
Treasury
2 September 2022 - Social Services and Other Legislation Amendment (Lifting the Income Limit for the Commonwealth Seniors Health Card) Bill 2022
Senate Standing Committees on Community Affairs
12 August 2022 - Cost Recovery Implementation Statement: ASIC industry funding model (2021–22)
ASIC
15 July 2022 - Post implementation review on the removal of the stamping fee exemption
Treasury
15 July 2022 - Crypto asset secondary service providers: licensing and custody requirements
Treasury
6 July 2022 - National Drought Agreement Review
Department of Agriculture, Water and the Environment
30 June 2022 - Australian Law Reform Commissions Review of the Legislative Framework for Corporations and Financial Services Regulation – Background Papers FSL5 and FSL6
Australian Law Reform Commission
27 June 2022 - Joint Advice Working Group Submission
Treasury – Quality of Advice Review
17 June 2022 - Quality of Advice Review submission
Treasury
10 June 2022 - AFCA Proposed Funding Model
AFCA
22 April 2022 - AUSTRAC consultation on guidance on source of funds and source of wealth
AUSTRAC
1 April 2022 - ASIC Consultation Paper 359 – Update to RG 263 Financial Services and Credit Panel
ASIC
28 March 2022 - Australian Law Reform Commissions Review of the Legislative Framework for Corporations and Financial Services Regulation – Interim Report A
Australian Law Reform Commission
25 February 2022 - CP350 – Consumer remediation- Further consultation: Update to RG 256
ASIC
11 February 2022 - Quality of Advice Review – draft Terms of Reference
Treasury
4 February 2022 - Compensation Scheme of Last Resort – Response to Question on Notice
Senate Economics Legislation Committee
3 February 2022 - Financial Adviser Education Standards
Treasury
2 February 2022 - 2022/23 Budget submission
Treasury
28 January 2022
2021 SUBMISSIONS
- Compensation Scheme of Last Resort
Senate Economics Legislation Committee
17 December 2021 - Corporate Collective Investment Vehicle Framework and Other Measures Bill 2021 [Provisions] – Retirement Income Covenant
Senate Standing Committees on Economics
8 December 2021 - Inquiry on the adequacy and efficacy of Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) regime – Questions on Notice
Senate Legal and Constitutional Affairs References Committee
1 December 2021 - Better Advice Bill – Exposure Draft Regulations
Treasury
15 October 2021 - Retirement Income Covenant – draft legislation
Treasury
29 September 2021 - Second round of miscellaneous amendments to Treasury portfolio laws 2021
Treasury
28 September 2021 - Proposed updated amendments to the design and distribution obligations
ASIC
27 September 2021 - Inquiry on the adequacy and efficacy of Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) regime
Senate Legal and Constitutional Affairs References Committee
27 August 2021 - Design and Distribution Obligations (DDO) Interim Relief (proposed amendments to the DDO regime)
Treasury
24 August 2021 - Single Disciplinary Body – Policy Paper
Treasury
20 August 2021 - Consultation Cost Recovery Implementation Statement: ASIC industry funding model (2020–21)
ASIC
13 August 2021 - Retirement Income Covenant Policy Paper – 2021 Position Paper
Treasury
6 August 2021 - National Register of Enduring Powers of Attorney
Attorney-General’s Department
30 June 2021 - Single Disciplinary Body for Financial Advisers
Treasury
14 May 2021 - Review of the Australian Financial Complaints Authority (AFCA)
Treasury
26 March 2021 - Exposure Draft Explanatory Paper TPB(EP) D44/2021 – Continuing professional education policy requirements for registered tax (financial) advisers
Tax Practitioners Board
11 March 2021 - CP335 – Consumer remediation: Update to RG 256
ASIC
1 March 2021 - Budget Submission 2020-21
Treasury
29 January 2021 - Financial Sector Reform (Claimant Intermediaries) Regulations 2020 Exposure Draft
Treasury
25 January 2021 - Consultation Paper 332: Promoting access to affordable advice for consumers
ASIC
18 January 2021
2020 submissions
- Review of the Privacy Act 1988
Australian Government Attorney-General’s Department
27 November 2020 - Growth/Defensive Categorisation Protocol
The Conexus Institute
29 September 2020 - Insurance Inquiry
Australian Small Business and Family Enterprise Ombudsman
28 August 2020 - Pre-Budget submission 2020-21 – supplementary
Treasury
24 August 2020 - Consultation on minor amendments to the CDR rules
Australian Competition and Consumer Commission
24 July 2020 - Questions on Notice – Senate Select Committee on Financial Technology and Regulatory Technology
Senate Select Committee on Financial Technology and
Regulatory Technology
15 July 2020 - CP329 Implementing advice fee consent and independence disclosure
ASIC
7 April 2020 - CP327 Mortgage brokers and best interest duty
ASIC
20 March 2020 - TPB review of CPE Policy
Tax Practitioners Board
18 March 2020 - CP325 Product design and distribution obligations
ASIC
11 March 2020 - Enhancing protections for Enduring Power of Attorney instruments
Attorney-General’s Department
9 March 2020 - 2020 Retirement Income Review (supplementary submission)
Retirement Income Review
9 March 2020 - FSRC Recommendation 2.1: Ongoing Fee Arrangements
FSRC Recommendation 2.2: Disclosure of non-independence
FSRC Recommendations 3.2, 3.3: Advice fees in superannuation
FSRC Recommendations 1.6, 2.7, 2.8, 2.9, 7.2: Reference checking and information sharing, breach reporting and remediation
Treasury
28 February 2020 - Stamping fee exemption
Treasury
20 February 2020 - Compensation Scheme of Last Resort
Treasury
7 February 2020 - Retirement Income Review
Retirement Income Review
3 February 2020 - Pre-Budget Submission
Treasury
31 January 2020 - Making insurance claims handling a financial service
Treasury
10 January 2020
2019 submissions
- Select Committee on Financial Technology and Regulatory Technology
Department of the Senate
23 December 2019 - FASEA Code of Ethics Guidance
FASEA
25 November 2019 - Exposure Draft 04/19 – Revision of APES 230: Financial Planning Services
APES
11 November 2019 - Draft Legislative Instrument and revised RG38: The hawking prohibitions
ASIC
1 November 2019 - Remake of sunsetting Unclaimed Money and Lost Members regulations
Treasury
25 October 2019 - Corporations Amendment (Design and Distribution Obligations) Regulations 2019
Treasury
11 October 2019 - Power to strengthen financial regulators
ASIC
9 October 2019 - Mortgage broker best interests duty and remuneration reforms
Treasury
4 October 2019 - Treasury: Miscellaneous amendments to Treasury portfolio laws 2019
Treasury
27 September 2019 - ASIC: Guidance for companies on whistleblower policies
ASIC
18 September 2019 - Treasury: Review of the Tax Practitioners Board
Treasury
12 September 2019 - ASIC: CP 317: Unsolicited telephone sales PD direct life insurance and consumer credit insurance
ASIC
29 August 2019 - ASIC: Extending unfair contract terms to insurance contracts
Treasury
28 August 2019 - SEC: Treasury Laws Amendment (2019 Tax Integrity and Other Measures No. 1) Bill 2019
Senate Economics Legislation Committee
15 August 2019 - ASIC – CP311: Internal dispute resolution – Update to RG 165
ASIC
9 August 2019 - ASIC – CP313: Product Intervention Power
ASIC
7 August 2019 - Genuine redundancy and early retirement scheme payments
Treasury
29 July 2019
- AFCA arrangement for comparative reporting of complaint data
Australian Financial Complaints Authority
3 May 2019 - Universal terms for insurance within MySuper
Treasury
26 April 2019 - Ending Grandfathered Conflicted Remuneration for Financial Advisers
Treasury
24 April 2019 - AFCA Rules Change – Legacy complaints
AFCA
23 April 2019 - Enforceability of financial services industry codes
Treasury
12 April 2019 - CP308 – RG 97: Disclosing fees and cost in periodic statements and product disclosure
statements
ASIC
2 April 2019 - Draft Relevant Providers Degrees, Qualifications and Courses Standard (Amendment No.1) Legislative Instrument
FASEA
1 April 2019 - Ending Grandfathered Conflicted Remuneration for Financial Advisers
Treasury
22 March 2019 - Pre-Budget Submission
Treasury
1 February 2019
2018 submissions
- Code of Ethics Legislative Instrument
FASEA
19 December 2018 - Education Pathways Legislative Instrument
FASEA
14 December 2018 - Foreign Qualifications Legislative Instrument
FASEA
11 December 2018 - Continuing Professional Development Legislative Instrument
FASEA
7 December 2018 - Professional Year Legislative Instrument
FASEA
30 November 2018 - Provisional Relevant Provider Term Legislative Instrument
FASEA
30 November 2018 - Work test exemption for recent retirees
The Treasury
26 October 2018 - Consultation Paper 7: Foreign Qualifications
FASEA
31 August 2018 - Consultation Paper 6: Continuing Professional Development
FASEA
31 August 2018 - Consultation Paper 5: Professional Work & Training Requirement (Professional Year)
FASEA
17 August 2018 - Consultation Paper 4: Provisional Relevant Provider Term
FASEA
17 August 2018 - Exposure Draft: Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers)
Treasury
15 August 2018 - Exposure Draft of Tax Agent Services (Specified Tax (Financial) Advice Services) Instrument 2018
Tax Practitioners Board
9 August 2018 - Consultation Paper 3: Financial Adviser Examination
FASEA
31 July 2018 - FASEA proposed education framework
FASEA
29 June 2018 - Inquiry into Superannuation: Assessing efficiency and competitiveness – Draft Report
Productivity Commission
13 July 2018 - Statutory Declarations Regulations Review – Supplementary submission
Attorney-General’s Department
27 June 2018 - AFCA Draft Rules
AFCA
27 June 2018 - Retirement Income Covenant Position Paper
The Treasury
15 June 2018 - Review of superannuation and victims of crime compensation
Treasury
13 June 2018 - Code of Ethics for financial advisers – exposure draft
FASEA
1 June 2018 - Treasury Laws Amendment (Protecting Superannuation) Bill 2018
The Treasury
29 May 2018 - Inquiry into Competition in the Australian Financial System
Productivity Commission
20 March 2018 - Reversionary Transition to Retirement Income Streams
The Treasury
26 February 2018 - Treasury Law Amendment (Enhancing Whistleblower Protections) Bill 2017
Senate Economics Legislation Committee
23 February 2018 - Early release of superannuation benefits
The Treasury
12 February 2018 - Design and Distribution Obligations and Product Intervention Power
The Treasury
9 February 2018 - Future of Work and Workers
Select Committee on the Future of Work and Workers
5 February 2018
2017 submissions
- Federal Budget 2018-19
The Treasury
15 December 2017 - Positions Paper 7: Strengthening Penalties for Corporate and Financial Sector Misconduct
ASIC Enforcement Review
24 November 2017 - Establishment of Australian Financial Complaints Authority
The Treasury
21 November 2017 - Treasury Laws Amendment (Measures for a later sitting) Bill 2017: FinTech Sandbox Regulatory Licensing Exemptions
Treasury
6 November 2017 - Exposure Draft Treasury Laws Amendment (Whistleblowers) Bill 2017
Treasury
3 November 2017 - Insurance in Superannuation Code of Practice
The Insurance in Superannuation Working Group – Project management office
20 October 2017 - Exposure Draft TPB Practice Note on outsourcing, offshoring and the Code of Professional Conduct
Tax Practitioners Board
12 October 2017 - ASIC’s power to ban senior officials in the financial sector
Treasury
4 October 2017 - Superannuation Laws Amendment (Strengthening Trustee Arrangements) Bill 2017 and Treasury Laws Amendment (Improving Accountability and Member Outcomes in Superannuation Measures No. 1) Bill 2017
Senate Standing Committees on Economics
29 September 2017 - Treasury Laws Amendment (Improving Accountability and Member Outcomes in Superannuation Measures No. 2) Bill 2017
Senate Standing Committees on Economics
29 September 2017 - Treasury Laws Amendment (Putting Consumers First—Establishment of the Australian Financial Complaints Authority) Bill 2017
Senate Standing Committees on Economics
29 September 2017 - CP 290: Sell-side research
ASIC
15 September 2017 - Inquiry into competition in the Australian financial services
Productivity Commission
15 September 2017 - Superannuation: Assessing Competitiveness and Efficiency
Productivity Commission
21 August 2017 - Housing related superannuation measures
The Treasury
4 August 2017 - ASIC CP284 – Sample SOA
ASIC
3 August 2017 - Consultation Paper 5 – ASIC’s access to telecommunications intercept material
The Treasury
26 July 2017 - Consultation Paper 4 – Industry codes in the financial sector
The Treasury
26 July 2017 - Consultation Paper 3 – Strengthening ASIC’s licensing powers
The Treasury
26 July 2017 - Consultation Paper 2 – Harmonisation and enhancement of search warrant powers
The Treasury
26 July 2017 - Review into the future of the tax profession
Inspector-General of Taxation
25 July 2017 - Comprehensive Income Products in Retirement
The Treasury
7 July 2017 - EDR Review – Compensation scheme of last resort
The Treasury
3 July 2017 - Post-Implementation review of APES 230 Financial Planning Services
Accounting Professional and Ethical Standards Board (APESB)
30 June 2017 - Improving dispute resolution in the financial system
The Treasury
16 June 2017 - FoFA Post Implementation Review
The Treasury
9 June 2017 - ASIC Supervisory Cost Recovery Levy Regulations 2017 (Exposure Draft)
The Treasury
30 May 2017 - Consultation Paper 281 Financial Services Panel
ASIC
23 May 2017 - Self reporting of contraventions by financial services and product licensees
ASIC Enforcement Review Taskforce
17 May 2017 - Draft APL standard
Financial Services Council
17 May 2017 - Superannuation: Alternative Default Models
Productivity Commission
5 May 2017 - Comment on exposure draft of Treasury Laws Amendment (2017 Measures No.2) Bill 2017: superannuation reform package amending provisions
The Treasury
21 April 2017 - Statutory Declarations Regulations Review
Attorney-General’s Department
10 April 2017 - Design and distribution obligations and powers
The Treasury
22 March 2017 - Self-Reporting of contraventions by financial services and credit licensees
The Treasury
12 March 2017 - Exposure Draft legislation for ASIC Cost Recovery
The Treasury
10 March 2017 - Inquiry into consumer protection in the banking, insurance and financial sector
Senate Committee on Economics
7 March 2017 - Elder Abuse
Australian Law Reform Commission
27 February 2017 - Superannuation Reform Package – regulations
The Treasury
10 February 2017 - Whistleblower Protections
The Treasury
3 February 2017 - Phase 1 amendments to the AML/CTF Act 2006
Attorney-General’s Department
3 February 2017 - Interim Report – Review of the financial system external dispute resolution and complaints framework
The Treasury
31 January 2017 - Revised draft privacy guidance relating to Chapter 4 of the AML/CTF Rules
AUSTRAC
20 January 2017 - Federal Budget 2017-18
The Treasury
19 January 2017 - ASIC-ATO Information Sharing
The Treasury
13 January 2017
2016 submissions
- Industry funding model for ASIC
The Treasury
16 December 2016 - Exposure Draft TPB Information Sheet: Code of Professional Conduct – Confidentiality of Client Information for tax (financial) advisers
Tax Practitioners Board
30 November 2016 - Inquiry into the life insurance industry
Parliamentary Joint Committee on Corporations and Financial Services
18 November 2016 - Superannuation (Excess Transfer Balance Tax) Bill 2016 [Provisions] and Treasury Laws Amendment (Fair and Sustainable Superannuation) Bill 2016 [Provisions]
Senate Economics Legislation Committee
17 November 2016 - Project Plan – Implementing AML/CTF Act Review recommendations
Attorney-General’s Department
7 November 2016 - Corporations Amendment (life Insurance Remuneration Amendments) Regulation 2016
The Treasury
4 November 2016 - Superannuation Reform – draft Law Companion Guidelines
Tax Counsel Network, ATO
4 November 2016 - Inquiry into alternative default models
Superannuation Productivity Commission
31 October 2016 - Proposed changes to penalties for small business and individuals
ATO
24 October 2016 - Superannuation Reform Package – third tranche
The Treasury
21 October 2016 - Superannuation Reform Package – second tranche
The Treasury
14 October 2016 - Review of the financial system external dispute resolution framework
The Treasury
12 October 2016 - Expansion of FOS’s small business jurisdiction
Financial Ombudsman Service
23 September 2016 - Treasury Laws Amendment (Enterprise Tax Plan) Bill 2016
Senate Economics Committee
23 September 2016 - Superannuation Reform Package – first tranche
The Treasury
16 September 2016 - Life Insurance Code
FSC
12 September 2016 - Study of superannuation efficiency and competitiveness
Productivity Commission
9 September 2016 - Independent review of product sales commission and product based payments in retail banking
Retail Banking Remuneration Review
9 September 2016 - Various Exposure Drafts and Legislative Instrument
Tax Practitioners Board
8 August 2016 - Further measures to facilitate innovation in financial services
ASIC
22 July 2016 - Corporations Amendment (Professional Standard of Financial Advice) Bill 2016
The Treasury
21 June 2016 - ASIC CP 254: Regulating digital financial product advice
ASIC
18 May 2016 - Study of superannuation efficiency and competitiveness
Productivity Commission
21 April 2016 - Scrutiny of Advice Life Insurance Industry Inquiry
Senate Economics References Committee
15 April 2016 - Consultation on the Objective of Superannuation
The Treasury
6 April 2016 - Senate inquiry into criminal, civil and administrative penalties for white collar crime
Senate Economic Reference Committee
31 March 2016 - Corporations Amendment (Life Insurance Remuneration Arrangements) Bill 2016
Senate Economics Legislation Committee
7 March 2016 - ASIC CP 247 Client review and remediation programs and update to record keeping requirements
ASIC
1 March 2016
Attachment to our submission - Exposure Draft – TPB Information Sheet TPB(I) D31/2015
Tax Practitioners Board
19 February 2016 - Federal Budget 2016-17
The Treasury
5 February 2016 - Consultation Paper 245: Retail Life Insurance Advice Reforms
ASIC
29 January 2016
2015 submissions
- Exposure Draft – Corporations Amendment (Life Insurance Remuneration Arrangements) Bill 2015
The Treasury
24 December 2015 - Exposure Draft – Corporations Amendment (Professional Standards of Financial Advisers) Bill 2015
The Treasury
23 December 2015 - Women in Retirement
Parliament House
2 November 2015 - Industry funding model for ASIC – discussion paper
The Treasury
14 October 2015 - Tax White Paper – Discussion Paper
The Treasury
5 June 2015 - Lifting the professional, ethical and education standards in the financial services industry
The Treasury
7 May 2015 - Review of Retirement Income Stream Regulation
The Treasury
10 April 2015 - Financial System Inquiry: Final Report
The Treasury
31 March 2015 - Exposure Drafts TPB(I) D26/2015 – Relevant experience requirement; TPB(I) D25/2015 – Sufficient experience requirement
Tax Practitioner’s Board
24 February 2015 - Submission to the 2015-16 Pre-Budget process
The Treasury
6 February 2015 - Consultation Paper 224 – Facilitating electronic financial services disclosure
ASIC
12 January 2015
2014 submissions
- Inquiry into forestry managed investment schemes
Senate Economics Reference Committee
15 December 2014 - Inquiry into scrutiny of financial advice
Senate Economics Committee
5 December 2014 - Exposure Drafts TBP(I) D23/2014 – Fee or other reward; TPB(I) D24/2014 – Sufficient number requirement
Tax Practitioners Board
24 October 2014 - Reforming the Superannuation Excess Non-Concessional Contributions Tax
The Treasury
23 October 2014 - Tax and commercial law course requirements
Tax Practitioners Board
17 September 2014 - Review of Retirement Income Stream Regulation
The Treasury
5 September 2014 - Inquiry into proposals to lift the professional, ethical and education standards in the financial services industry
Parliamentary Joint Committee on Corporations and Financial Services
5 September 2014 - Financial System Inquiry – Final Report
Financial System Inquiry
26 August 2014 - Consultation on proposed Terms of Reference changes
Financial Ombudsman Service
1 August 2014 - Draft Class Order CO14 record keeping and draft update to RG175
ASIC
24 July 2014 - Exposure Draft – Tax Agent Services Regulations 2009
The Treasury
9 July 2014 - Corporations Amendment (Streamlining of Future or Financial Advice) Bill 2014
Senate Economics Committee
30 April 2014 - Exposure Draft – tax (financial) adviser policy documents
Tax Practitioners Board
15 April 2014 - Financial System Inquiry – Interim Report
Financial System Inquiry
31 March 2014 - Statutory Review of the AML/CTF Act 2006 (Cth)
Attorney General’s Department
28 February 2014 - Exposure Draft – FoFA Amendments
Treasury
19 February 2014 - Superannuation Consultation Paper
Treasury
12 February 2014 - Federal Budget 2014-15: FPA Submission
Treasury
31 January 2014 - Draft AML/CTF Rules relating to customer due diligence
AUSTRAC
23 January 2014
The FPA Four Policy Pillars
The policy submissions we develop follow the four key principles of our strategic policy framework, known as our ‘Four Policy Pillars’. These pillars are:
- It must be in the public’s best interest
- It must enhance professional practitioners
- It must be in line with the Government and regulatory requirements
- It must adhere to the FPA Code of Professional Practice.

The FPA Four Policy Pillars
Read more about the Four Policy Pillars in this article from Financial Planning magazine.
Help us shape the future
Whilst we are extremely active in the development of policy submissions that affect financial planners and consumers, it is our desire to give FPA members a voice in this process.
If you would like to make a contribution to any ongoing policy issues, we would love to hear from you. You can submit your policy recommendation using this template. This will help you map out your policy recommendations in line with our Four Policy Pillars. Your completed submission can be emailed to [email protected].